Privacy Policy

ERICSSON INSURANCE AGENCY

TERMS OF SERVICE

Last Updated: May 16, 2026

1. Acceptance of Terms

By accessing or using the Ericsson Insurance Agency website located at www.ericssoninsurance.com (the “Site”) or any services offered through it, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Site or services.

These Terms apply to all visitors, users, and others who access or use the Site.

2. Services Provided

Ericsson Insurance Agency is an independent insurance agency offering insurance products and services including, but not limited to:

  • Life insurance (term, whole life, final expense, mortgage protection)
  • Commercial insurance (general liability, business owners policy, workers compensation, and more)
  • Health insurance
  • Other personal and business insurance products

We work with multiple A+ rated carriers and provide quotes, consultations, and policy placement services across California, Florida, Arizona, Texas, and Washington. We act as an independent agent and do not exclusively represent any single insurance carrier.

3. Online Quotes

Quote requests submitted through our Site are estimates only and are not binding offers of insurance coverage. Final rates, terms, and coverage are subject to underwriting review and approval by the applicable insurance carrier.

By requesting a quote, you authorize us to use the information you provide to obtain quotes from one or more insurance carriers on your behalf. Submitting a quote request does not obligate you to purchase a policy.

Information submitted for quoting purposes must be accurate and complete. Providing false or misleading information may result in policy cancellation or denial of claims.

4. Informational Purposes Only

The information provided on this Site is for general informational purposes only and does not constitute legal, financial, or insurance advice. Nothing on this Site should be relied upon as a substitute for professional advice tailored to your specific situation.

5. Eligibility

You must be at least 18 years of age to use our Site or request insurance services. By using this Site, you represent and warrant that you meet this requirement.

Our services are available to residents of California, Florida, Arizona, Texas, and Washington. We are not licensed to sell insurance in all states and cannot provide services to residents of states where we are not currently licensed.

6. Your Responsibilities

When using our Site or requesting a quote, you agree to:

  • Provide accurate, complete, and truthful information on all forms and applications
  • Not misrepresent your identity or any material facts
  • Not use the Site for any unlawful purpose
  • Not attempt to disrupt or interfere with the Site’s functionality
  • Not submit false or fraudulent insurance applications

Providing false information on an insurance application may constitute insurance fraud, which is a serious crime subject to civil and criminal penalties.

7. Communications and Contact Consent

By submitting your contact information through our Site, contact forms, lead capture forms, or quote request forms, you expressly consent to being contacted by Ericsson Insurance Agency and/or its agents by:

  • Telephone calls (including automated or pre-recorded calls)
  • Text messages (SMS/MMS)
  • Email

This consent applies even if your number is on a state or national Do Not Call registry. Message frequency varies based on your inquiry and our follow-up process. You may opt out of communications at any time by replying STOP to any text message, clicking unsubscribe in any email, or contacting us directly.

Standard message and data rates may apply to SMS communications.

8. Third-Party Insurance Carriers

Ericsson Insurance Agency works with multiple third-party insurance carriers. We do not guarantee the products, services, financial stability, or claims handling of any carrier. Insurance policies are contracts between you and the carrier — not between you and Ericsson Insurance Agency.

We are not responsible for any carrier’s decisions regarding underwriting, policy issuance, claims, or coverage disputes.

9. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of Ericsson Insurance Agency or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.

10. Disclaimers

THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ERICSSON INSURANCE AGENCY DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Limitation of Liability

To the fullest extent permitted by law, Ericsson Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services, even if we have been advised of the possibility of such damages.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Palm Beach, Florida.

13. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

14. Contact Us

If you have any questions about these Terms, please contact us at:

Ericsson Insurance Agency

Daniel Ericsson

Website: www.ericssoninsurance.com

Email: daniel@ericssoninsurance.com

Phone: 561-235-7888

ERICSSON INSURANCE AGENCY

PRIVACY POLICY

Last Updated: May 16, 2026

At Ericsson Insurance Agency (www.ericssoninsurance.com), your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website or use our services. Please read this policy carefully.

1. Information We Collect

Information You Provide Directly

When you request a quote, submit a contact form, fill out a lead capture form, or communicate with us, we may collect:

  • Full name
  • Email address
  • Phone number
  • Mailing address
  • Date of birth
  • Health and medical information relevant to insurance underwriting
  • Business information for commercial insurance quotes
  • Coverage preferences and insurance needs
  • Any other information you choose to provide

Information Collected Automatically

When you visit our Site, we may automatically collect:

  • IP address and browser type
  • Pages visited and time spent on the Site
  • Referring website or traffic source (e.g. Facebook, Google)
  • Device type and operating system
  • Form interaction and quote request data

This information is collected through cookies and similar tracking technologies.

Information from Third Parties

We may receive information about you from third-party lead generation sources, social media platforms (such as Facebook Lead Ads and Instagram), advertising networks, or marketing partners. This information is handled in accordance with this Privacy Policy.

2. How We Use Your Information

We use the information we collect to:

  • Respond to your insurance inquiries and provide quotes for life, commercial, health, and other insurance products
  • Contact you by phone, text, or email regarding your insurance needs and quote requests
  • Process and service insurance applications and policies
  • Send you relevant information about our products, services, and promotions
  • Improve our website, quote tools, and overall services
  • Comply with legal, regulatory, and carrier requirements
  • Prevent fraud and ensure the security of our services
  • Analyze website traffic and optimize our marketing efforts

3. How We Share Your Information

We do not sell your personal information to third parties for their own marketing purposes. We may share your information with:

  • Insurance carriers — to obtain quotes, submit applications, and service your policy across all lines of business
  • Service providers — who assist us in operating our website, CRM, dialer, and email systems (e.g. GoHighLevel, email providers)
  • Marketing platforms — such as Facebook and Google for advertising and lead generation purposes, consistent with your consent
  • Legal authorities — when required by law, court order, or to protect our legal rights

All third parties with whom we share your information are required to protect it in a manner consistent with this Privacy Policy.

4. Cookies and Tracking Technologies

Our Site uses cookies and similar tracking technologies to enhance your browsing experience, analyze Site traffic, and support our marketing efforts.

Types of cookies we use:

  • Essential cookies — necessary for the Site to function properly
  • Analytics cookies — help us understand how visitors use our Site (e.g. Google Analytics)
  • Marketing cookies — used to deliver relevant ads and track campaign performance (e.g. Facebook Pixel)

You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our Site and quote tools.

5. SMS and Text Message Communications

If you provide your phone number and consent to receive text messages, we may send you SMS communications related to your insurance inquiry, quote follow-up, or account updates. Message frequency varies.

Standard message and data rates may apply. You may opt out at any time by replying STOP to any text message. For help, reply HELP. Opting out will not affect your ability to receive services through other channels.

We comply with all applicable TCPA regulations regarding SMS communications.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure.

We encourage you to take steps to protect your own data, such as using strong passwords and being cautious about the information you share online.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

8. Your Rights and Choices

Depending on your state of residence, you may have certain rights regarding your personal information, including:

  • The right to access the personal information we hold about you
  • The right to request correction of inaccurate information
  • The right to request deletion of your information (subject to legal and regulatory requirements)
  • The right to opt out of marketing communications
  • The right to data portability where applicable

To exercise any of these rights, please contact us at daniel@ericssoninsurance.com. We will respond to your request within a reasonable timeframe.

9. State-Specific Privacy Rights

California Residents (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your personal information.

We do not sell personal information as defined under California law. To submit a privacy request as a California resident, contact us at daniel@ericssoninsurance.com.

Florida Residents

Florida residents may have additional rights under the Florida Digital Bill of Rights and other applicable state laws. If you are a Florida resident with questions about your privacy rights, please contact us directly.

Texas Residents

Texas residents may have rights under the Texas Data Privacy and Security Act (TDPSA), including the right to access, correct, delete, and obtain a copy of your personal data, and to opt out of targeted advertising.

Washington Residents

Washington residents may have rights under the Washington My Health MY Data Act and the Washington Privacy Act, including rights related to health data and general personal information. Please contact us for more information.

Arizona Residents

Arizona residents may have rights regarding their personal information under applicable state laws. Please contact us directly with any privacy-related requests.

10. Children’s Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete such information.

11. Third-Party Links

Our Site may contain links to third-party websites or carrier portals. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. When we make changes, we will update the “Last Updated” date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the updated policy.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Ericsson Insurance Agency

Daniel Ericsson

Website: www.ericssoninsurance.com

Email: daniel@ericssoninsurance.com

Phone: 561-235-7778

By using our website and services, you acknowledge that you have read and understood this Privacy Policy.